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Franchises are comprised of many small single businesses and are some of the most popular companies you can think of. They are companies like McDonald's, Papa John's, Denny's, and Dunkin Donuts just to name a few. Many of these franchises employ fewer than the fifty employees required for the Obama-care mandate to apply; second, the Obama care mandate applies only to full-time employees. While part-time employees are part of a formula used to calculate the size of a business that must provide health care, the only employees the mandate applies to are full-time employees. That's right... full time employees only.
Of the roughly 4.5 million businesses with under 50 employees most are franchises. The Affordable Health Care Act is likely to cost America as much as 2.6 trillion over the next ten years, and most of these lower paid workers have been excluded. Many of these lower paid workers will also be disenfranchised because they spend all day working two part-time jobs. Obama-care has left these workers without health insurance. Of course some of them will qualify for the Medicaid Expansion; however, if a part-time employee takes a second job to get ahead, he or she might not even qualify for Medicaid. Because he or she will earn to much money to qualify for Medicaid, currently 133% of the poverty level. Medicaid also has its downfall in quality, what Obama-care calls a "Qualified Benefit Plan" requires the company to cover preventative care, substance abuse treatment, and mental health coverage, and often State plans do not offer such luxuries.
Instead, these awesome people who serve our coffee, take our. orders, and watch your kids, will be subject to the mandate tax of anywhere from $695.00 or 2.5% of his or her total income, whichever is greater. Thanks to Obamacare many part-time franchise workers will never get full time employment_ ever. Working forty hours a week will require twice as much travel, and more time away from their families, because these workers will be forced to work two different part-time jobs. Keep in mind that around 65% of the part-time workforce is female as compared to 47% of full-time workforce. Grandma and Grandpa are also effected by this loophole since 50%-60% of seniors 65 and older work part-time jobs to make end-meet.
Washington College Of Law Program On Gender, Work And Family.
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